These are the legally binding Terms and Conditions that apply to the usage of all Savepy LLC Products and Services. These Terms and Conditions apply to Users who access any of our Services through any internet-enabled device, any electronic means, or through a Savepy LLC agent.
In these Terms and Conditions Savepy LLC, Its successors, agents and assigns will be referred to as, Savepy, We, Us, or Our, while Persons who subscribe, use, or authorize the use of Savepy LLC’s Products and Services will be referred to as You, Your, User or Users.
By accessing or registering on our platform (Website and Application), you consent to have read, understood, and agreed to these Terms and Conditions, and as long as you remain on this platform, you will remain legally bound by these Terms and Conditions. If you disagree with any part of these Terms and Conditions, please do not register on our platform and discontinue accessing our Products and Services.
Please take time to read through our Terms and Conditions as it explains in detail Savepy’s obligations to you, your obligations to Savepy, and the benefits and risks associated with using Savepy, its Products, and Services.
Be aware that these Terms and Conditions are governed and interpreted by the associated laws of Nigeria, and any dispute arising from these Terms and Conditions shall be settled per The Nigerian Law if they cannot be resolved through amicable, formal, or informal discussions between the parties involved.
Savepy is an automated and digitalized savings platform that is available to use via online platforms (Website and Mobile Applications) on internet-enabled devices. Our platform allows personal savings, group savings, thrift contributions, and cooperative collections.
Savepy is an innovative platform that can be used by individuals or groups. We enable individuals set targets, save towards targets, and foster accountability in group savings and contributions.
We offer three types of group savings; in one, all members contribute towards their target and set the savings life span without options for withdrawal until the target is reached, or the group is mutually dissolved. The second, members must agree that they are either friends or family and that Savepy will not be liable for any loss that arises from using this group savings option. This is because group members contribute an agreed sum into a contribution pool in batches, and a batch is complete once one member is paid all the money collected in the pool. The third type of group savings is open to corporative, or individuals wishing to form a cooperative.
WE ARE NOT A LOAN-PROVIDING COMPANY. All collections from our platform are a result of your savings, contributions, and agreement with the type of savings group you belong to.
Savepy requires that all Users must be 18 years or older than 18 years. By using this platform you consent that you meet our requirements. If you are below our required age please do not access this Savepy and all its associated content, products, and services.
If a person under 18 must use Savepy, we have provided requirements to ensure their online safety. Such a person must indicate their age during registration and will not be allowed to participate in group savings. Also, Savepy will not be responsible for Users under the age of 18. You are advised to adhere to our privacy policy and Terms and Conditions, as you are responsible for your safety.
Registration, Signing Up, And Access
To access all Savepy Services, you will be required to create an account on any of our platforms (web, Mobile application, or agents). You will be required to create a User Name and Password. This is to enable you access to our Services and help us create an account for you. Some of our Services will only be accessible with your User name and Password
As part of the registration and verification process, we will request your Name, Email, Phone Number, BVN, Billing Details (On an Electricity, Water, or Waste bill), Valid means of identification (NIN, Drivers License, PVC or International Passport), and a picture of how you currently look like without makeup or face alterations.
Once these details have been verified, your account and access to our platform will be approved, and you will become a member of the Savepy community.
Being verified increases your trustworthiness to other Savepy Users, helps us detect and intercept fraud, and grants you unrestricted access to our Products and Services. An unverified User may save on Savepy, but may have restricted withdrawals, or be restricted from joining groups.
Based on this term, User hereby grants Savepy the authority to carry out surveys with User’s banks, institutions, Authorities, and Credit Bureau. This is to enable Savepy to ascertain your creditworthiness and where needed, determine recovery methods. If you do not wish to give this authority, please note that it is your right not to, however, we will have to restrict you to Services on our platform that do not require creditworthiness.
Savepy requires that all changes to the User’s financial information (expired debit cards, change of billing address, employment status, etc.) be updated as soon as possible to ensure uninterrupted Service, and to protect other Users.
Please note that Savepy reserves the right to restrict or completely terminate a User’s access to our Services upon suspicion or confirmation of suspicious activities in association with the User’s account, if after a review of your information within Savepy we determine that you have submitted a piece of incomplete or incorrect information or document, and if we receive reports from an investigation that call to question your creditworthiness and legal standing.
Savepy is committed to protecting your Personal Data per the associated data privacy laws, and our privacy policies. We implore all Users of Savepy to read, and understand our privacy policy before agreeing with our Terms and Conditions, or consenting to our privacy policy. Our Privacy Policy governs our Website and Mobile Applications and lets Users know about our data collection and storage policies.
For quality assurance, legal reasons, and when we deem it appropriate, Savepy may record phone calls between you, The User, and Us, Savepy Agents, Support Teams, Artificial Intelligence, Chatbots, or Other Staff)
A delay in enforcing penalties, or an oversight in enforcing penalties does not imply a pardon or an exemption. Savepy may enforce penalties for breaching our Privacy Policy or Terms and Conditions at a later date.
You cannot reassign your rights or benefits under these Terms and Conditions to any third party.
By accepting these Terms and Conditions, you acknowledge and accept to take on the following;
You consent to be liable for any loss that may arise as a result of your breaching or not complying with any of our Terms and Conditions and our advice on protecting your account from fraudulent access.
You certify that you have the legal right(s) to own and use the financial information you provide to Savepy to access our Services and that all account information provided is correct, current, and complete, and will remain so while you use our Products and Services.
You acknowledge that you have to update your account information whenever there is a change or an error and you assure Us that you will update or correct your information immediately after an error is noticed by you or by Us.
You consent that any instruction given by you to Savepy regarding your account and your usage of our product and Services is legally binding and will be accorded equal legal effects as your written and signed paper. All electronically printed documents shall be accorded the respect of the initial instructions given by you via any Savepy platform.
You acknowledge and authorize Savepy to uphold our right of set-off at our discretion, and concerning your account (s) with us. This is to enable us to resolve your financial obligations to us.
You consent to having the responsibility of learning and fully understanding how to use and interact with Savepy Products and Services (Website and Mobile Applications) and in the event of an upgrade or update, you will assume the responsibility of learning and understanding the changes, and implications of the new or revised interface.
You affirm that you will be solely responsible for any loss that may arise from your improper use, and storing of your User name, Email, Password, or Devices.
You confirm that you will oblige to any instruction given by Savepy, from time to time, regarding the use of our Products and Services.
You agree that if your account is jointly owned by you and another person, all rights and liabilities contained in these terms shall be joint and several.
You agree to inform Savepy of any disrupted transaction that occurs on our platform.
Regarding Transactions, You understand that if Savepy identifies more than one account number associated with a name and correspondent/intermediary bank, we may rely on only one account number, preferably the one you indicate, to facilitate transactions to said Beneficiary.
You agree that you will be responsible for any liability, losses, or expenses that Savepy, Intermediary Banks, Correspondent Cooperatives, and/or Beneficiary Entities incur as a result of relying on the information and instruction provided by you during your transaction request.
You consent to Savepy’s rights to retain your information regarding group memberships, record keeping, and compliance purposes if you or a third party deletes your account.
You accept the responsibility of maintaining, protecting, and securing your data, security details, and other private information per the NDPR (Nigeria Data Protection Regulations) issued by NITDA, and Savepy’s Privacy Policy. If you believe that your security details have been compromised, stolen, lost or forgotten, you accept the responsibility of contacting our support team for immediate assistance in halting all Services or recovering your security details. Where our support team can, and if it is possible, we may also assist with finding out who the culprit is and presenting data to aid legal prosecutions against the offender.
You accede to not using Savepy content, information, Products, or Services in any way that could be interpreted as; illegal or fraudulent. This means that;
You shall not impersonate other persons or entities, or violate, or infringe on third-party’s privacy, copyrights, patents, trademarks, trade secrets, or any other proprietary rights.
You shall not violate or conspire to violate any Government/Exchange Control law, statute, ordinance, or regulation, intended to protect consumers and clients against exploitation, unfair competition, discrimination, false advertising, and any other risk the government intends to control.
You shall not create liabilities or losses for Savepy, our vendors, our affiliates, or our Service providers.
You shall not attempt to, or gain unauthorized access into (hack into) our computers, networks or User accounts for any purpose.
You shall not transfer funds connected to criminal activities, fraud, and any other illegal means into your Savepy wallet.
You shall not infect our computer codes, files, or programs with viruses and/or malware. For any malicious, mischievous or unauthorized purpose.
You shall not create an account on behalf of other persons, using their financial and security details. With or without their permission.
You shall not modify, revise, reverse engineer, copy, edit, misuse any portion of Savepy’s website, or mobile application, in whole or in parts, by yourself or with the aid of a third party for the purpose of mischief, discovery, distribution, sales, reassignment, licensing, transfer or exploitation.
If you wish to become a Savepy Partner please contact us via Partner@Savepy.com. Your application will be accessed and if you are eligible, our Terms and Conditions shall apply to you and your usage of our Products and Services.
As a partner, you consent to your responsibilities as a User of Savepy, and agree to only use our “Partner Program” API when making adjustments or enhancements to better suit Savepy to your business model.
Savepy reserves the right to reject or refuse to process or approve any application or transaction that; appears suspicious, is initiated with insufficient funds and does not make provisions for both the transaction amount and the applicable fees.
Savepy reserves the right to decline any transaction request if the information provided appears to be incomplete, ambiguous, or inaccurate.
We will execute your transaction request with due diligence, however, we will not be liable for any delays, failure, or error that arise during or after the request has been initiated for reasons that are outside the control of Savepy. These circumstances include, but are not limited to equipment malfunction, device malfunction, labor strike, power failure, software malfunction, telecommunication challenges, and intermediary/correspondent bank omissions. Also, Savepy does not guarantee that the Beneficiary’s Bank will receive and or act upon your transaction request immediately after it is initiated, or that they will follow your instructions regarding your transaction request.
Savepy shall perform an Upgrade or/and Maintenance of its platforms(Website and Applications) from time to time, please note that this may cause interruptions, delays, or errors in Services.
Savepy reserves the right to change charges, transaction limits, other usage limits, Services, Products, and features related to Savepy LLC and its Products and Services, both temporarily and permanently, depending on the company’s direction and other business decisions. When such changes are made, Savepy will notify you via any or all available electronic means, or press publication. If you have any inquiries concerning these changes, please contact us via mail at support@savepy.com, in person, or by call, but note that Users will incur the costs associated with contacting us.
Savepy shall take reasonable measures to secure and protect your account and security details, this means that we may deny third-party requests if they request authorizations before effecting payment.
Savepy may disclose information about User Account(s) to third parties without User permission if the information will be needed to complete a transaction you have initiated, if the information is required to confirm that you have an account with us, if the information is requested by a government agency or a court of law, or permitted under the law, or for any other reason deemed necessary by Savepy.
Under some circumstances, Savepy will require User permission to disclose information about User Account(s) to third parties, these circumstances are, but are not limited to; if the information will be useful to our Service providers, agents, contractors, and affiliates in serving you better as a Savepy User if the information helps resolve a case by or against you or us regarding transactions on your account.
By using our web platform you consent to receive cookies, and by using our mobile application, you consent to receive electronic messages or notifications from Savepy concerning account-related details, platform updates, and special offers.
By creating an account with Savepy you acknowledge and agree that we may use the contact information you provided during sign-up to contact you or update you with notices, offers, disclosures, and other communications. You will be automatically subscribed to our mailing list and may receive alerts and notifications through any available electronic means (Email, Short Messaging Service (SMS), Phone Calls, push Notifications, etc.) You may however unsubscribe from our mailing list and disable notifications any time you please.
Savepy may feature links to third-party sites on its website, mobile application, or electronic communication. Savepy has no say in the policy, operations, or Terms and Conditions of these third parties. Featuring these links does not represent any form of endorsement of these third parties. We only include these links for your convenience. We are not liable for any changes, loss, or damage that may come about from interacting with third-party links.
Also, Some Savepy Services are provided by third-party sites and organizations. By using Savepy’s Products and Services you agree that Savepy may share your information with these third parties.
You consent to Savepy sharing your details with our partner third parties when you opt-in to their Services via our platform.
Savepy disclaims all liabilities, loss, injury, or damage caused by the actions or omissions of a third party. Savepy will not be liable for the security, operations, functionality, or availability of any network, security, or Service provider used to access, utilize, or make available our Products and Services.
One of the benefits of having a Savepy account on the mobile application is access to the Savepy wallet. You can deposit money into the wallet via a bank transfer r with the aid of our agents. The money you deposit into the wallet can be stored for as long as your account with Savepy exists, you can top up your wallet balance with more funds via bank transfer or deposits through our agents or any other transaction means that may be made available, and you can transfer funds to any bank account that is linked with your BVN.
Buy Using your Savepy wallet, you acknowledge that your funds will remain in your Savepy wallet until you withdraw it to your bank account, or transfer it to a beneficiary’s account.
The Amount in your wallet can be used to fund transactions to beneficiaries, and to contribute to both individual, group saving, and group contribution plans and schemes.
Your wallet may be affiliated with or sponsored by a bank that has been chosen by Savepy.
Please Note that there will be a limitation/cap on the amount and number of withdrawals that can be made from your wallet. This limitation may change from time to time.
Also, All card payments, deposits, or transfers made through Savepy will incur charges (bank charges, and/or processing fees). These charges are determined by your service provider.
Savepy may charge you, Users, for transactions. For Transparency, all Savepy charges on both deposits and withdrawals will be shown on the transaction approval page.
If you decide to delete your Savepy account, or for legal reasons Savepy terminates your account, all funds in your wallet will be deposited into your linked bank account, with, or without your permission.
Until otherwise stated, all funds in your Savepy wallet cannot be withdrawn as cash or transferred to third parties without a Savepy wallet.
For certain reasons, but not limited to network error, Users may withdraw from their Savepy Wallet and despite the withdrawal being honored, the wallet will not be debited. This error will usually be resolved as soon as the Savepy team notices this error. If however this error is not noticed on time and the User makes another withdrawal on the false/error balance, the transaction may not be approved. In a situation where the withdrawal is approved, once the error is fixed, the User’s wallet will be debited for the withdrawal, and where the User has insufficient balance, their wallet will reflect a negative balance so that once it is funded, the negative balance will be deducted.
Users may save money in their Savepy account. They can choose to save in their Savepy wallet, or they can create compartments in their wallets ‘Pockets’ for more targeted savings, like ‘Fixed Deposit Savings’ or ‘Flexible Deposit Savings’.
You may save any amount you choose into your wallet and deposit into it as you please, and for any duration of time as you please. However, no interest will be added to the saving in the default Savepy wallet.
Interests will only be given on Savings in Pockets. The interest will be calculated daily at an interest rate of 10 to 14% per annum on fixed deposit Pockets, and 8 to 10% per annum on flexible Pockets. The interest rate will be determined by the amount being deposited and the Type of Pocket being saved in, and all earned Interest will reflect on the Pocket’s balance
Please note that flexible Pockets offer two withdrawal schemes, one withdrawal a month, or a number (3 to 6) of withdrawals through the course of the Pocket’s set life span (how long the Pocket is scheduled to be active for). User will choose their scheme when they create their Pocket. If a User wishes to exceed their withdrawal limits, they will forfeit all interests earned within the last 31 days.
Withdrawals are not allowed on fixed deposit Pockets until the wallet’s life span is complete. Any undue withdrawal will incur a penalty fee of 2% of the total saving and a forfeit of all interests earned on the savings.
Once the Pocket’s Lifespan has ended, Users may choose to extend the Pocket life span or withdraw their full savings and interests into their default Wallet.
Savepy allows its Users to create saving groups, invite other Users to join saving groups, and join existing saving groups. The features of a savings group will be determined by the creator of the group.
Rotating Contribution Withdrawal – Here, each group member picks a number, and this number will determine their collection order. Group members also agree on a set contribution duration, fixed contribution amount, and Batch (withdrawal date per group member, and contribution dates). Until the Group’s life span is completed, each group member will participate in the Batches (They will all contribute the agreed amount on the set contribution date, and once the withdrawal date arrives, one Group member will receive the full amount in their Wallet). A new Batch cannot begin until the previous Batch has been completed.
Target Group Contribution – Here, group members may contribute a fixed and consistent amount for an agreed duration (6 months or more). Once the duration of the group is complete, the total saved sum and interest accrued will be split evenly among all group members and deposited into their Individual Default Wallet. The savings in this Group attracts a shared interest of10% per annum. The group leader will receive an extra interest of 5% per annum, and his co-leader 2%. Any member who breaks outs of the group savings before the agreed contribution end date shall forfeit their interest, and be charged a break-out fee of 2%. If a group leader breaks out of the group, the group leader will lose the shared 10% interest, and 5% leader interest, and also be fined a breakaway fee of 2%. If a group co-leader breaks out of the group, the group co-leader will lose the shared 10% interest, and 2% co-leader interest, and also be fined a breakaway fee of 2%.
Cooperative Group Contribution – This plan is reserved for already existing Corporative Societies and Groups wishing to operate as Corporative. This group allows the creator (s) to set and establish its own bylaws.
Naturally, the group’s lifespan is set as indefinite, and can only be dissolved upon the consent of all group members, or the exit of all members from the group. All group members will contribute an agreed amount to the group’s wallet, however, there will be no fixed withdrawal date per member. Users who wish to withdraw money from the Group’s Wallet may apply for a loan from the Group.
Corporative Groups can set their loan and repayment policies or they can use the default Savepy Policy for Corporations.
After 6 months of contributing to the cooperative group, Members are allowed to request 30% of their total contribution, minus the interest accrued. There will be no repayment request or interest on the loan. Users will simply resume contributions to the group until the loan amount is repaid. After the loaned amount is repaid, the User must consistently contribute for three months before they can request a new loan of 30% of their total contribution, minus their repayment. Please note that members will not be allowed to request a new loan until their previous loan has been completed.
Also, there is a cap price on credit access. Irrespective of the total amount contributed to the group. The cap price may be determined by the group members upon the initial group creation, if no cap is decided by the group, the default cap will be the default cap set by Savepy.
Even if the loan request equals 35% of the Member’s contribution minus interests accrued, if the request is above the group’s cap, it will be denied. If there are no group caps or there are but the request exceeds Savepy’s cap, the request may be denied.
Upon accessing the loan, the User forfeits all interests accrued on his group contribution. Users can authorize an auto-charge on their wallet or bank card to fund their group contributions.
Private Group – This group may utilize any one of the Group contribution schemes. However, they will not be visible to the general public and require an invite link to be sent to the new recruit. Only Group leaders can send out invite links. All members shall be able to see each other’s contributions.
Public Group – This group may utilize any one of the Group contribution schemes. Unlike the private group, the group leaders can choose to advertise their group on the group contributions page or send out invite codes. Any group member can send out invite codes. However, Users will be evaluated by the leaders. If the User passes the group’s evaluation, they may be granted membership.
Please note that the leaders and co-leaders of the group serve in the capacity of group administrators. They will be responsible for soliciting group contributions and are encouraged to make efforts toward the recovery of due contributions. If they are unable to recover due amounts, the liabilities will be shared among group members, and each group member shall have a right of action against the initial defaulter (s).
To join any group, Savepy Users must meet one or more criteria, as determined by the group.
While any User of Savepy can create a group, Groups will not be permitted to operate, receive contributions, and distribute or share contributions until there are three or more active members in the group.
The minimum number of members per group is 3, and the maximum number of members per group is 12.
The minimum contribution per group is ₦1000, there is no maximum contribution limit.
Upon admission into a rotating contribution group, Users shall pick a slot number, this slot number will determine their collection batch.
Savepy charges a fee of 2.5% of the set contribution amount for the creation of groups. Subsequent group members are expected to pay the 2.5% charge as well. This is a one-time fee, per group. This fee may change in the future, if it does, Savepy will notify all Users via electronic communication or social media notice boards.
Failure to deposit contributions on or before the set date will attract a penalty charge. The penalty charge will begin at 10% of the contribution cost and increase by 1% after every 7 days that the contribution remains unpaid. This penalty fee shall be paid to Savepy, and not the group.
Please note that Funds in the User’s main wallet will be locked if they have any outstanding group contributions. Once the contribution is paid, the User’s wallet will be unlocked.
Any initial member who wishes to leave a group must do so before the group is made official. After the group becomes official exits will not be permitted until the group’s life span is over.
Administrators can also remove any member before the group becomes official.
Upon joining a Savings group, Users forfeit the right to request the suspension or deletion of their Savepy account.
Once the group becomes official, exit or removals shall not be allowed, unless the following criteria are met;
Group leaders can only delete a group before the group becomes official, and after the group’s life cycle is over.
Deleting the Savepy account shall not delete a group or remove a User from the group. Users consent to having their bank accounts and wallets auto charged, for the contribution amount upon committing to a group contribution scheme. The auto charge will only end once the group lifespan is over, or the group member is permitted to exit from the group.
To avoid the auto charge, Users are encouraged to make the deposits on or before the contribution due date.
If a group becomes inactive for, over a period of 6 months, Savepy reserves the right to delete it.
Group members are expected to make contributions on or before deadlines.
When a Savepy User belongs to multiple rotation groups, they will not be allowed to pick collection dates that coincide with their collection dates in other groups.
All group contributions can only be made from the default User Wallet. What this means is that all auto charges for group contributions will first be collected into the User’s wallet before it is paid into the group’s wallet.
Group members agree that after the initial due payment notice on late payment, Savepy does not need to send further notices before auto-charge is initiated on their connected account.
Once a User joins a group savings plan, their active card which is connected to the User’s Savepy account can no longer be deleted. Cards can only be updated or replaced following an acceptable explanation for the update or replacement.
Users may have multiple connected cards on Savepy, and any of these cards will be auto-charged when group contributions are due.
Please note, Users who refuse to continue contributing to the group pool after collecting a previous pool shall be considered thieves, or fraudulent beings under Nigerian criminal law. Savepy and the other group members reserve the right to sue the member for both civil and criminal offenses. If a member defaults on contributions to the point that legal action needs to be implemented to retrieve the amount due to Savepy or User’s group members, the member will be responsible for paying all the Solicitors’ fees and associated costs.
As a final penalty and while Savepy Group Members may explore legal actions, after all, attempts to retrieve contributions owed have failed, Group Members may put up a wanted notice using any of their submitted images on the social media page, newspaper, posters, and other electronic media to inform the general public of their offenses and crime.
Savepy may reward new Users with a signup bonus of N250, and older Users who refer new Users to Savepy with a referral bonus of N250.
Only Users who have completed their profile linked their BVN to Savepy and obtained a Savepy wallet shall receive this sign-up bonus. The bonus will be deposited into the User’s Savepy wallet.
A referral bonus will only be awarded to a User after Users they referred have completed their profile, linked their BVN, Bank accounts, and Cards to Savepy, and obtained a Savepy wallet.
Upon redeeming this bonus, it is credited to the wallet
These bonuses are not a permanent feature of Savepy. We reserve the right to discontinue and reiterate these bonuses at our sole discretion and without having to notify Users.
Both User and Savepy can terminate this agreement with or without notice, under certain conditions.
Savepy may terminate this agreement by terminating, canceling, or suspending your account without notice if;
The user may terminate this agreement if;
Upon deletion and termination of your account, and at your request, Savepy will present you with a copy of your account data stored on our servers.
Savepy was created to be used exclusively in Nigeria, and by Nigeria. It is not available for use in other countries, or by persons who do not have a BVN.
Savepy may assign our rights and duties under these Terms and Conditions to any third party at any given time.
You agree that these Terms and Conditions are fair and reasonable. You acknowledge that you have not been forced, duped or blackmailed into signing this agreement.
Both You and Savepy consent that is no representations, promises, warranties or undertakings by you or us contrary to those set above.
Savepy loves to hear from its Users. Please contact us with any information that may help us serve you better. You may reach us at support@Savepy.com
Please be aware that all updates to Savepy’s features, Services, sites, and mobile applications shall remain the intellectual property of Savepy and Savepy LLC. Even if these updates were a result of your suggestion or request, irrespective of the success or failure of these updates. You agree that you have no claims or rights to these requests and suggestions and agree to pay the full fee for accessing our modified Services.
Savepy disclaims all liabilities relating to errors that are reasonably outside our control (network or system downtime or failures, maintenance processes, unavailability of any communication system, delays, malfunctions, or any other analogous event arising from an external interface, breach or virus in the processes or payment mechanism, unavailability of supplies, sabotage, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, industrial disputes, natural disasters, force majeure, or any force majeure or any acts of God)
Savepy disclaims all liabilities of failed transactions if the cause of the failed transaction is outside of our control.
In the event that the account details of the beneficiary you provided when initiating a fund transfer do not correspond with the intended Beneficiary name, Savepy is the transaction facilitator and shall not be liable for the losses you may incur. We implore you to double-check the details provided before initiating any transaction of Savepy.
Savepy shall not be responsible for any loss, consequences, or liabilities that may be suffered as a result of any error or misinterpretation of the data you provided.
While Savepy is committed to ensuring User Safety on our platform, we do not provide any warranty (express or implied) of any kind for our Products and Services, website, mobile application, warranty of title, content, usability, property rights, or performance. User consents that they understand this term and agree that they provide their personal pieces of information to and interact with Savepy at their sole discretion and risk. We disclaim that our website will be free of error, malware, and viruses, or that any error, malware, or virus will be erased or corrected. Savepy will not be liable for the availability, security, accuracy, reliability, timeliness, and performance of its website and mobile application, and all its Products and Services. Also, Savepy reserves the right to discontinue, update, or change any benefit related to our Products and Services, at any time without giving notice.
If any Terms and Conditions in this document are determined by any court of law, or any regulatory body, to be unlawful and/or unenforceable, the other provisions will continue in effect.
Savepy will not be liable for any transaction linked to fraud or illegal activities.
In the event that Savepy electronically sends a User any security or personal information previously communicated to Savepy by the User. Savepy shall not be responsible if the information is intercepted, altered, or abused by an unauthorized person.
Unless it is caused by Savepy’s intentional and fraudulent misconduct, Savepy will not be responsible for any direct or indirect loss, injury, damage, or consequence that may be experienced as a result of using Savepy Services. User agrees to indemnify, defend, and hold Us (Savepy, Savepy’s shareholders, Savepy agents, Savepy contractors, and Savepy’s partners) harmless for any loss, claims, damage, damage to reputation, penalties, demands, lawsuits, losses, costs, and expenses (including attorney and solicitor fees, and all legal charges) that may come up as a result of your use of our Services, and in the event that User disregards, misuses, or/and defaulting on any of our Terms and Conditions, or from the misuse or abuse of Savepy’s Website or/and Mobile application.
The user indemnifies Savepy of any obligations, or reimbursements, as a result of any costs, losses, or liabilities which you may incur as a result of the failure of a scheme to make profits beyond the natural expectation.
No advice or information, oral or written, given by Savepy, our stakeholders, or agents shall serve as or become the bases of a warranty that has not been expressly stated in this agreement. If you chose to rely on said advice or information, you do so at your own discretion and risk.
The content of Savepy platforms (website or mobile application) may from time to time contain typographical errors or other inaccuracies. We will periodically check for these errors and inaccuracies and corrections and improvements. We are not liable for any loss associated with these errors.
From time to time, and at our own discretion, Savepy shall perform an Upgrade or/and Maintenance of its platforms (Website and Mobile Applications) from time to time, please note that this may cause interruptions, delays, or errors in Services. Savepy will notify Users via mail, social media, in-application notification, or other notification means. Upon notifying Users of this Maintenance, Savepy will not be liable for any losses incurred by Users during the maintenance period. Please do not engage with the Savepy platform upon receiving our Maintenance notice.
To prevent liabilities to both Savepy and Our Users, we may take precautionary measures like ending User sessions/logging Users out, disabling our platforms, or refusing transaction requests until Maintenance and Upgrades are complete and our platforms are deemed stable by our experts.
By Using Savepy and all its Products and Services, you understand, acknowledge, and consent that any addition, update, upgrade or change to Savepy features shall be subject to these Terms and Conditions.
You acknowledge that at our discretion, and without giving you notice, Savepy reserves the right to vary, change or modify this agreement, including our charges. Upon these changes or modifications, the most current version of the Terms and Agreement will supersede the previous version. We, therefore, encourage you to review this page periodically.
For Inquiries about these Terms and Conditions, you can access us via:
Email Address: support@Savepy.com
Telephone number: +13467328933
Effective as of December 1st, 2022